Monday, December 23, 2019

Different Forms of Prejudice Present in The Merchant of...

Different Forms of Prejudice Present in The Merchant of Venice by William Shakespeare Different types of people, affected by their own views can define prejudice in many different ways. The Collins Concise Dictionary definition of prejudice is an opinion formed beforehand, especially an unfavourable one based on inadequate facts. Another definition is intolerance of or dislike for people of a specific race, religion, etc. From this, it is obvious that prejudice, although often a negative occurrence, can also be positive. Throughout The Merchant, there are many forms of prejudice among a variety of characters, because of race, gender or religion. The most blatant form of prejudice within the†¦show more content†¦He appears to, at least it some ways, sympathise with Shylock; particularly as he gave him the line Hath not a Jew eyes? (III.i.45-6). He understands that Shylock has feelings and emotions, and therefore is effected by the racism dealt out to him. As he continues in the same vein; Hath not a Jew hands, organ, dimensionsà ¢Ã¢â€š ¬Ã‚ ¦ (III.i.46), Shakespeare seems to be attempting to teach his audience, who would have been fully educated in anti-Semitism, that Jews are only different in their beliefs. Not only that, but Shakespeare allows these lines to be taken and re-read about any race or religion, allowing The Merchant to be adapted and read in any context, for the appropriate time period and society. Throughout The Merchant, Shylock is a character with whom we both sympathise and despise. As a moneylender, he is already considered a sinner, both within the play, and as the spectators in Elizabethan times would have seen him. In the play, Shylock is the final option when Antonio needs to borrow money to fund Bassanios trip to visit Portia in Belmont. Even though he is a Jew and is despised by everyone, Antonio still borrows money from him. Even Antonio, the person who is the loudest in condemnation of Shylock, willShow MoreRelatedWilliam Shakespeare s The Merchant Of Venice 1189 Words   |  5 PagesNikki Vietz Ms. Seibel Honors English 12 1 May 2015 Was Shakespeare Prejudice? The premise of William Shakespeare comedy, The Merchant of Venice, is the hostile relationship between Shylock, a Jewish moneylender, and Antonio, a Christian trader. The two gentlemen have a deep history of hatred due to personal injuries and Antonio’s refusal to collect interest on loans. This hatred comes to a climax when Antonio’s friend, Bassanio wishes to borrow three thousands ducats from Antonio so he can travelRead MoreThe Merchant Of Venice By William Shakespeare1445 Words   |  6 PagesThru Venice William Shakespeare, possibly the most esteemed writer of all time, wrote a play titled The Merchant of Venice, near the end of the 1500 s. The play takes place in Venice, and while it can be described as what we now call a romantic comedy, it also draws attention to the harsh divides in the Venetian society brought on by conflicting beliefs and religions. Centuries later, in the early 2000 s, Paul Haggis wrote and directed a film called Crash, that follows multiple different charactersRead MoreThe Merchant of Venice- Critical Evaluation2293 Words   |  10 PagesHow effectively does Shakespeare explore the themes of love and hate through character in the play â€Å"The Merchant of Venice†? William Shakespeare’s The Merchant of Venice contains many themes and elements that could be considered timeless. Shakespeare effectively explores the themes of love and hate through character in the play which is a play of two parts. One part follows the fortunes of Bassanio, a friend of the Merchant, Antonio, in his attempts to win the hand of Portia, the rich and beautifulRead MoreRelationships in William Shakespeares The Merchant of Venice3131 Words   |  13 PagesRelationships in William Shakespeares The Merchant of Venice The Merchant of Venice is one of Shakespeares most popular plays and Act 1 Scene 3 is a key scene. There are three characters involved in the scene and these are: Antonio, Bassanio and Shylock. Shakespeare portrays their characters effectively as well as the contrasting relationships between them. He uses various themes, his language and style and the plot of the bond to achieve this. Before I lookRead MoreRacism And Manipulation Of William Shakespeare s Othello2226 Words   |  9 PagesRacism and Manipulation In William Shakespeare’s Othello Racism has been an inevitable aspect of human society throughout the centuries, from Elizabethan England to â€Å" Separate but equal, here in The United States not too long ago. Shakespeare’s tragic play Othello, portrays a young, and recently married Moor named Othello. His own demise is initiated by various deceits, such as his lofty new position as the Venetian Republic’s army general. During the time Shakespeare lived there was an overallRead MoreEssay William Shakespeares The Merchant of Venice2277 Words   |  10 PagesWilliam Shakespeares The Merchant of Venice Introduction The three versions of the Merchant of Venice which I have watched are: 1. Channel 4 television version for their Schools Broadcasting Programmes 2. Trevor Nunns version 3. National Theatre Company version directed by Jonathan Miller and starring Laurence Olivier as Shylock Act IV scene 1 is an intense scene in the play where we see many of the plays main themes such as justice and mercyRead MoreLangston Hughes Research Paper25309 Words   |  102 PagesTopeka as a stenographer for a black attorney and as a clerk for a newspaper. Occasionally, on weekends, she would take Langston to Kansas City. His Uncle Dessalines owned a barbershop in a black neighborhood, where peoples lifestyles were far different from that of his strict grandmother in Lawrence. Langston roamed the streets near the barbershop. He played the nickelodeon and listened to street musicians playing the blues. Mary Langston was a devoted grandmother to her grandson. (Yale Collection

Sunday, December 15, 2019

Nature of thought Free Essays

Thinking: the activity of the brain that can potentially be communicated. Inform thoughts become your words become your actions become your habits become your character become you. † (Gary R. We will write a custom essay sample on Nature of thought or any similar topic only for you Order Now Kirby and Jeffery R. Godparent, Thinking, 2007) What makes human thinking unique is the fact that our thoughts are made up of language. Language allows us to see things differently by channeling our thinking and perceptions. Our thoughts are influenced by the language we use to describe them. The languages we use may too be influenced by personal barriers. Personal barriers include self- serving biases, cognitive distortions that put us in a favorable position. Stereotypes, being biased toward members of a certain group. Emotional influences also effect and inspire human thought. Emotion is what differentiates human beings from animals. We as humans think to communicate, using different languages that are influenced by barriers based upon memories. Memory plays an important role in thinking. Without memory we can’t think. According to Richard Paul and Linda Elder, Journal of Developmental Education, â€Å"Everything we learn is related to everything we learn and learning things in relation to each other makes each of the things we learn more memorable, more intelligible, and more useful. † Without memory we’d have no future to imagining and no past to consider. Getting an adequate amount of sleep is essential to the critical thinking process. Sleep debt can negatively affect our mood, motivation, memory, decision making, concentration, problem solving, and logical thinking (Corer, 1996). So in order to think big we must stimulate the brain with intellectual activity and enhance our memory. Enhancing memory includes making information meaningful, by associating new information with what we already know well, by using mnemonic techniques and by repetition and practice. Listening to the recollections of others and being open to the possibilities. Finding relevance of the information, how it relates to our lives, increases its meaning and makes it more memorable. Now let’s use my memory. I can remember when I found out I was pregnant with my first child. I thought I had gotten sick. I didn’t feel well, very low amount of energy. Well I was sick, but it wasn’t the sick I was thinking where I could go buy something over the counter and it be gone in a few days. I was suffering from morning sickness, the nauseous feeling a woman’s body goes through in the first trimester of pregnancy. The difference in my thoughts and reality was that a baby was coming. A child, a life changing experience. I had all kinds of thoughts going through my head. First, I had to acknowledge that I was soon to be called â€Å"Mommy’. Which then lead to other thoughts like if I was good enough to be parent at the age of 22. I thought what my family would think of me being that I as still young and not married. I was concerned on what the father of my child would say when I told him. After informing my family and accepting this important role that was coming into play. I began taking prenatal classes to educate myself on being a mother. I enrolled in college and begin taking Early Childhood Education courses. I learned that having my daughter pushed me into the field of working with children and having a passion for the work that I do. In the beginning I was nervous, worried about what others would think of me. Encapsulation was a personal barrier s I was raised to believe that one should be married before she has a child. My emotions were out of control the first couple of months as I thought to myself that I wasn’t fit for the circumstances. After all that I have to say that I am a wonderful mother despite all my fears and that my thoughts from then have influenced and encouraged me to believe that can handle all situations, and to see something good out of anything that we are faced with. How to cite Nature of thought, Papers

Saturday, December 7, 2019

Following Guidelines of the Course ID †Myasssignmenthelp.Com

Question: What are the Following guidelines of the course ID? Answer: Introduction The identified study report has been illustrated to discuss the individual factors that have predominantly influenced the decision-making process as well as purchasing behaviour of the target market demographics. In the contemporary and challenging business scenario, leading product manufacturers, as well as service providers operating in the different sectors, need to identify the several individual factors affecting the purchasing sentiment of the buyers. By doing such activities, the marketers and service providers can develop their product, services, and marketing strategy according to the demand of the target market audience (Strack, Werth, Deutsch, 2016). Also, alteration in modern technologies has influenced the knowledge of the purchasers that has led to shifting of the request on consumer decision-making. The study paper has been developed to understand how a number of individual factors have influenced the consumer behaviour in the business environment of the Commonwealth Bank of Australia (CBA). Precisely, the Commonwealth Bank of Australia is one of the leading financial service providers in the Australian financial industry. Invariably, the study paper has identified four individual factors such as consumer needs, consumer perception, consumer learning, and consumer attitude that are influencing the decision-making of the target demographics attached to the business environment of the Commonwealth Bank of Australia (Griskevicius, Kenrick, 2013). Though the financial corporation is a multinational company, the study has been evaluated based on the Australian market. By assessing the factors affecting the decision-making and experience of the consumers, the financial services company can improve the business standards, to say the least. Alternatively, the study defines how each of the individual influencing factors should be considered during the decision-making of the target demographics. As a financial services company, the Commonwealth Bank of Australia needs to improvise on services to get the advantage. At the end of the discussion, significant consumer behaviour theories have been explained to evalu ate how the organisation can make substantial changes in their marketing strategy to influence the decision-making of the consumers. Individual Factors Influencing Consumer Behaviour In this particular discussion section, the four identified individual factors i.e. consumer needs, consumer perception, consumer learning, and consumer attitude have been explained that are relevant to the target demographics of the Commonwealth Bank of Australia (Ling, D'Alessandro, Winzar, 2015). For a brief introduction to the company, the Commonwealth Bank of Australia is one of the most trusted financial services in the Australian market offering various services such as retail and business banking, insurance services, fund management, and brokerage services to their target audience in the identified market ("CommBank", 2017). Based on the challenges in the financial services sector, identifying the factors influencing the purchasing decision-making of the consumers is significantly effective for the Commonwealth Bank of Australia. First of all, the consumer in the financial services can be recognised as one of the fundamental factors to be considered by the CBA in its operating sector. In the case of monetary transactions, consumers are bound to be linked with one of the financial service providing companies available in the market (Williams, Mullin, 2015). However, digitalisation has completely transformed the traditional banking system. On this particular need of the consumers, banking service providers such as the CBA must identify the current trend in the market. Thus, by evaluating the fundamental demand of need, the Commonwealth Bank of Australia can influence the decision-making of the target audience (Griskevicius, Kenrick, 2013). Alternatively, consumer perception is another vital aspect of the business influencing the decision-making of the target demographics in the case of selecting financial service providers. Precisely, consumer perception can be termed as gathering essential information through the senses of the customer before selecting a product or service (Williams, Mullin, 2015). In the business status of the CBA, consumer perception can be evident for the target demographics to make a rough distinction among the available service providers. Meanwhile, in the banking system, the experience of the customers has led to an appreciation of service. Thus, human perception can be stimulated in a positive way. On the other note, consumer learning of the Australian target market audience is another substantial aspect influencing the buying decision-making of the consumers in case of opting for financial services and banking services. As the majority of the target audience in Australia are highly educated, consumers keep learning new things to influence their purchasing decision-making (Strack, Werth, Deutsch, 2016). For instance, based on their experience over the time, target demographics gather new knowledge. Also, the internet platform has enhanced the perspective of consumer learning. The consumers have verified the services and charges offered by the banking services to choose the most convenient financial service provider. Evidently, consumer attitude is one of the most comprehensive individual factors affecting the purchasing decision-making of consumers. Driven by the attitude of the individuals, consumers can be motivated to select a service or product (Young, Creed, 2009). Meanwhile, consumer attitude can be influenced by the social outcomes that have made the customers to trust a brand or service provider. Invariably, change in the attitude of the target audience must be identified by the service providers to make certain marketing adjustments (Han, Stoel, 2016). Necessarily, changes in attitude must be resisted by the service providers to retain the customer base. By considering each of the factors described in the study, the impact of the individual factors on purchasing decision-making of the target audience in Australian market has been illustrated. In the banking sector, the need of the consumer is one of the leading influencing factors for choosing the right financial services (Widing, 2013). First of all, current banking transaction and other money related transactions have become one of the major ways to the everyday life of target audience. Private firms, public organisations, and the general public are largely dependent on the banking services to meet the monetary transactional requirement and other financial services such as insurance, retirement plan, term plan, savings account, employee account, and current business account, etc (Mortimer, Bougoure, Fazal-E-Hasan, 2015). Thus, due to the fundamental need of target audience, customers have to select banking services according to their requisites. As analysed before, consumer perception process has helped the target audience to identify the services and the quality of services offered by a firm (Ling, D'Alessandro, Winzar, 2015). Through the collection of information from various sources, banking sector consumers have assessed the utility of bank services. Thus, the consumer perception provokes the target demographics to go for the best banking service suitable for the purpose (Hansen, 2015). Precisely, financial services need to increase their value perception in front of the target audience by delivering exceptional services. Meanwhile, best experience of services has influenced the consumer perception that has led the customers to purchase the service. Clearly, diverted by the reviews and market news, consumers have gone for the best financial services to get the best experience (Hassan, Michaelidou, 2013). During the buying decision-making process, the impact of consumer learning is another significant factor leading to shifting in decision-making. Consumer learning is a process that can increase the knowledge of the target audience about a product or service available in the market. By using a service, customers can gain substantial experience during their service period. Also, the latest technology has helped the target audience to know the trending topics in the same service area (Martin, Woodside, 2017). Thus, the consumers can compare the best services available in the market with the existing service. Herein, consumer learning can improvise in a change in the behaviour of the target audience. Leading to the change, customers can take the most comprehensive banking service available in the market. However, consumer attitude towards a brand can create a substantial impact while buying a service. Directed by the beliefs and confidence towards a brand, consumer attitude can define the behavioural intentions of the buyers. In the case of banking and financial services, trust has been identified one of the key factors for the consumers. As the Commonwealth Bank of Australia is one of the biggest banking service providers in the sector, consumer attitude can consider such things during opting for the service (Rossi, 2011). In this way, consumer attitude can validate the personal belief and responsibility of the service. Thus, target demographics can be influenced to go for the services driven by the attitude of the consumers. Consideration of individual influences in decision-making and experiences of consumers In the contemporary business scenario of the Commonwealth Bank of Australia, consideration of each of the individual factors in consumer decision-making and experience should be elaborated to clear out the concept. Precisely, the needs of the consumer can be defined as one of the key components to be considering during services offering and marketing of the business (Widing, 2013). As a banking service, the fundamental requisites of the target audience must be evaluated to dictate the terms of services as per the suitability of the target demographics. In order to create substantial influence on the target audience, adoption and diffusion process can be implemented to market the new services as well as other traditional services offered by to the target audience (Shukla, Banerjee, Adidam, 2013). Notably, the diffusion procedure has enabled the service companies to introduce new service to the customers based on the requisite. Primarily, three types of diffusion of innovation and ado ption methods can be applied during the market purchasing decision-making of the target audience. Meanwhile, the first method can be termed as Continuous Innovation where existing services offered by the business can be altered as per the changing demand and trends of the customers. Secondly, Dynamic Continuous Innovation process has led to new services to the target demographics replacing the traditional services to be competitive (Widing, 2013). Finally, the last and the most important process is the Discontinues Innovation that has introduced a new set of services according to the demand of the customers to shift the purchasing behaviour of the target demographic profile (Reny, 2015). For example, the business firms must show the quality of services, efficiency in the services, and compatibility of the services towards the customers to gain the competitive edge over the other marketers operating in the same market industry. The stages of diffusion of innovation and adoption can match the expectations and demand of the target customers so that target demographics can prefer to select the services of a company over the others (Tseng, Piller, 2013). Evidently, communication and marketing have played a major role to circulate the influence among the target demographic profile. The role of consumer perception in decision-making must be rated highly by the service companies as a change in consumer perception may lead to shift in the decision-making process (Ling, D'Alessandro, Winzar, 2015). As discussed earlier in the study, consumer perception has driven the target audience to differentiate the services offered by different firms. In the decision-making framework, the perceived things of the target audience can influence a customer to choose or reject the service provided by a company (Rattanaphan, 2012). In the case of financial services, the firms need to enhance the perception of the target demographics so that a bonding of trust can be created with the target market audience. The psychological variable known as perception controls the purchasing sentiment of the customers, to be precise. Apparently, driven by consumer perception, target demographics can accept the messages delivered by the service organisations (Pincus, 2014). If the information has n ot matched with the perception of the target consumer, they will reject the message. Alternatively, perceptual blocking is another significant aspect controlling the consumer perception leading towards the decision-making in favour of a service. Perceptual blocking is something that has been developed by the consumers knowledge and self-belief. Driven by the belief of the target audience, customers have reluctant to be influenced by the marketing stimuli used by the modern business organisations. On the other hand, price perception is another concept influencing the customers to select a service (Briesch, Rajagopal, 2010). By analysing the competitive pricing of the services, customers tend to choose the affordable service that has seemed to be more worthy. On the basis of the same, the service companies have to make the adjustment to influence the level of perception of the target demographics related to the price of the service. Precisely, if the perceived value of the service will be worthy of the target audience, the consumers do not mind to use the service agai n and again. In the meantime, understanding of customer learning process is an essential factor for observing the customer decision making and experiences (Ling, D'Alessandro, Winzar, 2015). The customer decision making process involves different steps such as problem recognition, information search and evaluation, purchasing processes and post-purchasing behaviour (Martin, Woodside, 2017). On the basis of the above steps, a proper learning regard to the brand and its products is required to help the customers to make purchasing decisions. Hence, it is important for the marketers to understand the fundamentals of the customer learning theories in order to develop their marketing tactics to influence the customer decision making and experiences. Furthermore, customer learning is a process that is used by the consumers to acquire the consumption and purchasing knowledge and experiences that can be applied to the future related decision processes. There are two different ways through which an individual learns about the purchasing knowledge (Martin, Woodside, 2017). Firstly, behavioural learning process involves a trial and error technique that is used by the consumers to make purchasing decisions regarding a brand. For example, a customer feels disappointed after using a service of the Commonwealth Bank of Australia will never use the service again and move towards another brand for the same service (Bosworth, Holland, Visgatis, 2010). On the other hand, if the same customer is satisfied with any service of the Commonwealth Bank of Australia, the person will visit the particular bank in the future for different other services. Secondly, the cognitive learning process involves collection of information by the consumers while solving problems regarding a purchasing decision. For example, a new customer of the Commonwealth Bank of Australia will try to collect information about the service to know every detailed terms and conditions before buying the product (Mallalieu, 2016). Hence, it is important to understand the learning process of the customers in order to understand their purchasing decision making and experiences. Moreover, the marketers need to understand the components of consumer attitude towards the brand as well to observe their purchasing decision process and experiences. The consumer attitude involves three composites that are belief, feeling and behavioural intention. These elements are interdependent to each other and influence the purchasing decision making and experiences of the consumers (Murphy, Dweck, 2016). Firstly, the belief of the consumers must be evaluated in order to understand their attitude towards the brand. For example, a customer can hold positive belief towards the service of the Commonwealth Bank because of its extra facilities. On the other hand, the customer can hold negative belief due to the long documentation process of the Commonwealth Bank. Secondly, the feelings of the consumers are controlled by their beliefs. A customer may feel good about the service of the Commonwealth Bank due to its high reputation and long term services (Richardson, 2016). On the other hand, the customer may feel bad about the brand due to some negative incidents that may have occurred in the recent past. Furthermore, the behavioural intentions include the influence of the family members or relatives to choose a particular brand. For example, a customer may choose the Commonwealth Bank to open an account because his elders have their account in the same bank (Craig-Lees, Joy, Browne, 2015). Hence, it is important for the marketers to observe the customers attitude in order to understand the consumer decision making process and experiences for developing the marketing strategies. Consumer Behaviour Theories to improve marketing strategies It is important for the marketers of the Commonwealth Bank to understand the primary needs of the customers, their perception, learning style and attitude towards the brand to develop adequate marketing strategy for making the customer accept the new innovations (Bosworth, Holland, Visgatis, 2010). Firstly, the marketing department of the Commonwealth Bank must observe what the customers think about the service of the company by applying the customer attitude theory. Secondly, the perception of the customers must be known in order to find what changes can be made in the services of the firm. Thirdly, the needs of the customers must be observed to develop the final products and services matching the exact demand of the consumers (O'Cass, McEwen, 2014). Finally, the consumer learning theory must be applied to develop promotional tactics that will be helpful to provide the information that are required by the customers to make decision regarding their purchase or to accept the new inn ovative services. In order to understand the needs of the customers and their acceptance of the new innovation, the marketers need to conduct a survey using questionnaires that will ask the customers to provide feedback regarding what they think about the brand. On the other hand, the survey will help the marketers to develop proper understanding of the customers learning and perception in order to improve the marketing strategies (Macintosh, Stevens, 2013). The information collected through the survey will help the marketers understand the customers decision making process and their experiences to make the consumers accept the new innovative services of the company (Ekelund, 2009). Hence, the entire process of applying the consumer behaviour theories and development of marketing strategy to make the customers accept the new innovations are interconnected. Furthermore, the evaluation of the customers behaviour will be helpful for the marketers to develop its marketing strategies such as the market segmentation staretgy, targeting strategy and positioning policy in the form of the 4 Ps of marketing mix to influence the customers to accept the new products and services of the Commonwealth Bank (Rojsurakitti, 2015). Therefore, on the basis of the theories learned in module, the following suggestions are recommended to the marketers of the Commonwealth Bank to enhance their marketing strategies: Segmentation Strategy The segmentation strategy is used by the marketing executives to break the entire market into small categories to improve the efficiency of the marketing strategies. It is not possible for an organisation to meet all expectations of the customers using limited resources. For example, a financial institution cannot offer all services based on the requirement of the customers. Hence, the services must be developed keeping in mind some of the critical elements of consumer behaviour that becomes challenge for the financial institution (Padua, 2014). The segmentation strategy is developed to categorise the large customer base on the basis of their demographics, services required and demand for the service in the market. For instance, the marketers of the Commonwealth Bank can segment the customers on the basis of their age. The company can provide better retirement plans and long term investment policies for the younger generation people. Meanwhile, the old age people can be served through new services such as high interest fixed deposits (Rossi, 2011). On the other hand, the customers of the financial institutions can be segmented on the basis of their religion. For example, Islamic Banking System can be introduced by the marketers to serve the Muslim customers that are already practiced in the Gulf Countries (Richardson, 2016). The market segmentation can also be used to make decision regarding the promotional tactics that will be used by the company to enhance its brand positioning. Hence, market segmentation is a key strategy for the financial institutions to improve its marketing activities. Targeting Strategy The targeting strategy is used to choose a particular segment that must be targeted by the firm to make the new innovative service acceptable in the market. For example, if the company wants to launch a long term insurance or provident fund scheme, the marketers must target the younger generation segment. On the other hand, the marketers must target the older age customer segment to make a high interest monthly earning scheme acceptable by the customers (Strack, Werth, Deutsch, 2016). Hence, the decision of the target market is quite essential for the success of a new product or service. On the other hand, it is important for the marketers to consider several factors before making the decision regarding a target market. Firstly, the marketing department must see that how well the existing customers in the target market are served by the rivals (Peppers, Rogers, 2011). Hence, a particular segment must be targeted after observing the existing services that are rendered by the rival firms. Secondly, the demographics of the market segment must be considered in terms of its size to forecast the potential opportunities that are available for the target customers (Szmigin, Carrigan, 2011). Finally, the marketing department must evaluate the resources and competencies of the firm to check whether the company has the capability to serve the target audiences. Hence, it is important for the marketers to understand the customer behaviour while making adequate decision regarding the target market to influence the customers for accepting the new innovations. Positioning Strategy Finally, the marketers must focus on improving the positioning strategy by making changes in the 4 Ps of marketing mix. In order to improve the 4 Ps of marketing mix, the marketing executives must understand the factors influencing the consumer behaviour and the decision making process. Hence, the following recommendations are provided to improve the positioning strategy of the Commonwealth Bank: Product: The marketers of the Commonwealth Bank must focus on differentiating its products and services by introducing innovative schemes that will be acceptable by the target customers. In order to develop the services, the company must observe the demand of the customers and their expectations from the organisation (Purohit, 2016). Furthermore, the marketers must see that the services are differentiated from the rivals in terms of the benefits and facilities that are rendered by the company. Price: It is important to note that most of the services rendered by the financial institutions do not charge direct price from the customer. On the other hand, there are some services that are directly charged from the customers such as investment consultancy fees and brokering charges (Williams, Mullin, 2015). Hence, the company can use a competitive pricing policy for these services to attract more customers. Promotion: The promotional decisions must be made keeping in mind the regular habits of the customers. For instance, the older generation people can be targeted by using traditional or mass media channels such as television, newspapers and financial magazines. On the other hand, the company can target the younger generation customers using the digital advertisement tactics such as social networking advertising, Google AdWord and website promotion (Putit, Teoh, Amily Fikry., 2015). Hence, the choice of promotion strategy depends upon the regular habits of the customers. Place: With development of technology, the Commonwealth Bank can use their website as a virtual office to serve the customers. On the other hand, home to home service can be introduced to enhance the customers reach for targeting the older age people (Putit, Teoh, Amily Fikry., 2015). The home to home service must be introduced for premium range customers and large enterprises. Conclusion On the basis of the above analysis, there are several individual factors that influence the purchasing behaviour of the customers. Hence, it is important for the marketers of the Commonwealth Bank to observe the individual factors such as needs, perception, attitude and learning style of the customers to understand the consumer decision making process and experiences with the brand. Furthermore, market surveys and research can be conducted to collect information for evaluating the consumer decision making process. Moreover, the results of the consumer behaviour evaluation process can be utilised by the marketers of the Commonwealth Bank to develop products, pricing policy, promotional tactics and placing strategy to influence the customers to accept the new innovations. Conclusively, the understanding of consumer behaviour and the factors influencing the customer purchasing decisions are essential for the marketers to improve the marketing strategy of the Commonwealth Bank and seek g rowth in the competitive environment References Bosworth, M., Holland, J., Visgatis, F. (2010).Customer centric selling(1st ed.). New York: McGraw-Hill. Briesch, R., Rajagopal, P. (2010). Neural network applications in consumer behavior.Journal Of Consumer Psychology,20(3), 381-389. CommBank. (2017).Commbank.com.au. Retrieved May 2017, from https://www.commbank.com.au/about-us.html?ei=mv_about-us Craig-Lees, M., Joy, S., Browne, B. (2015).Consumer behaviour(1st ed.). Brisbane: Wiley. Ekelund, C. (2009).Developing marketing strategy from customer portfolio(1st ed.). Copenhagen: Copenhagen Business School, Department of Marketing. Griskevicius, V., Kenrick, D. (2013). 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The consequences of unmet needs: the evolving role of motivation in consumer research.Journal Of Consumer Behaviour,3(4), 375-387. Purohit, H. (2016).Consumer behaviour(1st ed.). New Delhi: Shree Publishers Distributors. Putit, L., Teoh, K., Amily Fikry. (2015).Consumer behaviour(1st ed.). Shah Alam, Selangor: Oxford University Press. Rattanaphan, P. (2012). Consumer Attitudes toward the Corporate Image of DirectSelling Companies in Thailand.International Journal Of E-Education, E-Business, E-Management And E-Learning. Reny, P. (2015). A Characterization of Rationalizable Consumer Behavior.Econometrica,83(1), 175-192. Richardson, N. (2016).Customer-centric marketing(1st ed.). Kogan Page Stylus. Rojsurakitti, T. (2015). Consumer Behavior with Social Media Introduction to the Study.Archives Of Business Research,3(1). Rossi, C. (2011). Online consumer communities, collaborative learning and innovation.Measuring Business Excellence,15(3), 46-62. Shukla, P., Banerjee, M., Adidam, P. (2013). The moderating influence of socio-demographic factors on the relationship between consumer psychographics and the attitude towards private label brands.Journal Of Consumer Behaviour,12(6), 423-435. Strack, F., Werth, L., Deutsch, R. (2016). Reflective and Impulsive Determinants of Consumer Behavior.Journal Of Consumer Psychology,16(3), 205-216. Szmigin, I., Carrigan, M. (2011). Learning to love the older consumer.Journal Of Consumer Behaviour,1(1), 22-34. Tseng, M., Piller, F. (2013).The customer centric enterprise(1st ed.). Berlin: Springer. Widing, R. (2013).Customer behaviour(1st ed.). Melbourne: Thomson Learning. Williams, A., Mullin, R. (2015).The handbook of field marketing(1st ed.). London: Kogan Page. Young, P., Creed, A. (2009).Consumer behaviour(1st ed.). Warrnambool, Vic.: South West Institute of TAFE.

Saturday, November 30, 2019

Mark Twain And Herman Melville Essays - Sagebrush School, Lecturers

Mark Twain and Herman Melville The purpose of this research paper is to compare and contrast between Mark Twain and Herman Melville, comparing and contrasting their backgrounds, writing styles, and their writing techniques. In this paper, a thorough look at their past will be taken. It is important that the past of their lives will be looked at because then their writings became. Their past describes how their stories came about. Knowing all about their lives, one would know why their stories are like what they are, First, Mark Twain will be looked at. Mark Twain was born on November 30th, 1835, in the almost invisible village of Florida, Monroe County, Missouri. The village contained one hundred people, but gradually grew. Mark Twain is a pseudonym for Samuel Longhorn Clemens. Mark Twain became famous worldwide really early in his career. He was a famous author, lecturer, satirist, and a humorists. Most of his ideas for his stories came about through his experiences and observations from his childhood, which he transformed into some of his famous stories. After the death of Mark Twain, his works became even more famous. A couple of author helped him and his increasing fame. The two authors were Ernest Hemingway and William Faulkner. Mark Twain starts working out at a newspaper as a kid. Twain had started work after the death of his father in I857. He started out in writing, and after coming accustomed to a printer, he soon joined his brother Orion's Hannibal 6 Journal. Working at his brother's company, he soon started supplying copy and becoming familiar with much of the frontier humor of the time, Some examples are George W. Harris's Sut Lovingood Yarns and other works of so-called Southwestem Humorists. When he was growing up he was influenced by many different works.

Monday, November 25, 2019

Biography on Walt Whitman essays

Biography on Walt Whitman essays Walt Whitmans work has now become legendary. Although he has that accomplishment for his poetry, he had a rough beginning. Whitman was born on May 31, 1819 in Long Island, New York. He was the second of nine children. He attended school in Brooklyn after his family moved there. From 1830-1835, Whitman learned the printing trade. Then, in 1836 he taught school in Long Island. It was then that he founded the weekly Long Island periodical, the Long Islander. There he worked on the newspaper until 1841, then moved to New York City and became deeply interested in journalism. He furthered his writing and wrote his first novel, Franklin Evans in 1842. Within the next few years he edited several newspapers and contributed to several others. He was dismissed from the Brooklyn Eagle because of political differences with the owner. Then for three months he traveled south to work for the New Orleans Crescent. The sheer physical beauty of the new nation made a vivid impression on hi m, and he was to draw on this experience in his later poetry. His brief stay in New Orleans also led his early biographers to suggest an early romance with a Creole woman, for which there is no evidence. (Encarta) Whitman claimed of having fathered six illegitimate children. During the period between 1848 and 1854, Whitman held many different jobs. After having moved back to Brooklyn, he edited a newspaper, worked as a carpenter, operated a printing office, and did free-lance journalism, built houses, and speculated real estate. In 1855, he wrote his first poetry piece. In the preface to his first edition of Leaves of Grass, he wrote that his poetry would celebrate the greatness of the new nation. His poetry was characterized by using slang expressions and writing in free verse. He stressed contemporary events and everyday happenings in his poetry. He drew his vocabulary from commerce and industry. Whitman sen ...

Friday, November 22, 2019

Asus Industry Analysis

As a leading manufacturer AsusTek is able to perfectly meet the needs of today’s digital home and office. Inspiring Innovation is the foundation that we stand by. We strictly adhere to our â€Å"Asus way of total quality management† within every line we offer. Computer manufacturing company AsusTek offers a wide variety of technology consisting of laptops, personal computers, motherboard, broadband products, graphic cards, liquid crystal display, mobile telephones, pocket pc’s, server motherboards, server systems, computer accessories and peripherals. Jonney Shih (Chairman of ASUSTek Computer Inc. ) â€Å"Success stems from the generation of new ideas to create a world of constant flux and change, an open environment where exciting possibilities emerge. That is inspiring innovation† is the philosophy that the company stands behind. AsusTek strives to not only be the leading consumer technology brand but to remain focused on safeguarding our planet by producing eco-free products. We produced the industries first lead-free and halogen-free motherboard. Overseas a green supply chain management system maintains an online database of green vendors. According to the RoHS industry guidelines they restrict 6 hazardous substances but we further restrict an addition 31 substances for the safety of our customers, employees, and the earth From Environmental Analysis To Industry Analysis. Environmental to industry analysis * 2008, joined with Intel and Tsann Kuen Enterprise, to launch â€Å"PC Recycling for a Brighter Future† (collects and recycles old notebooks, PCs, and LCD monitors) * 1,200+ used products were refurbished and donated to needy users * Produced first lead-free and halogen-free motherboard First notebook manufacturer to receive EPD and EU Flower Eco certificates * Received recognition for efficient design at 2011 Energy Star Award Ceremony Apple products are lead, BFR, PVC, and mercury free. Glass used for production is arsenic-free. Determinants of Industry, Profit, and Competition * I remember you saying something about the chart below 4/15/2011 ASUS Recognized for Energy Efficient Product Design at 2011 ENERGY STAR Award Ceremony 1/6/2011 ASUS Ranked Highest Among Environmentally Friendly Electronic Products in the 2010 Greenpeace Electronics Survey 10/20/2010 ASUS Receives Top Marks from Electronics TakeBack Coalition for Recycling Efforts 10/19/2009 ASUS Produces the Worlds First Notebook Computer to Receive Carbon Footprint Certificate 10/12/2009 ASUS EPD and Carbon Footprint Experience Sharing and Awarding Ceremony   7/31/2009 ASUS Releases Corporate Sustainability Report for Fiscal Year 2008, Receiving the GRI-checked Application Level B Icon 4/10/2009 ASUS Strikes EPEAT Gold Again with VH Series LCD Monitors 2/2/2009 ASUS Leads the Way for Greener Computing with Launch of Halogen-free Product Processes across Major Product Lines   12/26/2008 ASUS N20A Notebook receives WinHEC Award 12/10/2008 ASUS Conferred Worlds First EuP Certification for Portable Notebooks for Its N Series Notebooks 11/21/2008 ASUS Becomes Worlds First to Receive Both EU Flower and Czech Eco Label Awards for Computers   10/1/2008 ASUS New N series Notebooks First to Earn EPEAT-Gold The Determinants of Industry Profit. Demand and Competition Despite growing consumer demand for PCs and tablets, industry profit will continue to fall because of intense price competition. To boost profitability, manufacturers will shift their focus away from consumer PC ales to more enterprise-oriented offerings, such as servers. The proliferation of cloud computing will prompt companies to increase their server investments. Analyzing Industry Attractiveness Porters 5 Forces of Competition: 1. In a continuously growing industry ASUSTek finds itself among large amounts of competition. Its direct rivals include Apple Inc. , Dell, and HP. 2. Threat of substitutes is low due to a very brand loyal industry with the top 5 manufacturers holding over half of the market share. 3. Threat of new entrants is low considering the top competitors are so powerful. Computer Technology as an industry that see’s new companies entering and exiting each year, but brand loyal customers who demand cutting edge technology stick with those powerful manufacturers. 4. There isn’t a certain supplier that has control over the market. 5. There is not one customer in particular that has an effect on this industry. Technology: In recent years technological advances have assisted everyone from parents, to businesses and their employees in simplifying everyday tasks. Advanced PC’s, netbooks, tablets, and smartphones of recent years have started becoming our main source of communication and information collection. Computer manufacturers see new trends like touchscreen, wireless capabilities, or voice command enter the industry, and suddenly all of them are altering their products to not only stay competitive but to meet their suppliers derived demand. Extended battery life, overall size, faster processing, cloud computing, and sync capabilities are some of the new technologies that each manufacturer offers in their own way. Competition from Substitutes Taiwanese website NCCC have posted images of what they claim to be the next generation Asus EEE Pad, codenamed â€Å"TF300T†. From the images the only specs known are a 10. 1? screen and a rear camera. The model number â€Å"TF300T† suggests that this could be the next version in the Transformer lineup after the original Transformer (TF101) and Transformer Prime (TF201). Threat of entry ASUSTek is the world’s top 3 leading consumer notebook vendor and maker of the best-selling and most award winning motherboards. Operating at such a high level in an industry like computer technology is not an easy task, even more difficult for those companies in their infancy stages. New entrants in computer technology face the daunting task of competing with organizations like ASUSTek whose reputation is as strong as their customer’s loyalty. In an industry as advanced as computer technology, large amounts of funding are necessary to test and develop new pieces of hardware. This also makes competition more difficult for new entrants whose budget may not allow them the ability create and test several lines of product. Asus has not only developed over 16 tried and true product lines, they are now altering them with renewable materials like leather and bamboo, revolutionizing the industry yet again. In order for ASUSTek to succeed in this ultra-competitive IT industry, they focus on speed-to-market, cost and service. Asus has developed a strong advantage in their product design, technology, quality, and value/cost. These strengths are marketed directly to the hearts of our loyal consumers, and have created a formula for success that is hard to duplicate. Rivalry Between Established Competitors * ASUS: Eee Pc VS. Lenovo ThinkPad Trends The current trend has been the tablet pc. It is light-weight, convenient and fairly cheap to purchase. Laptops with the highest performing components are also high in demand. I did some cross-referencing research by looking at who has the best product out today and compared it to the overall leading company in the industry. I found the companies with the best current products They are as follows; 1. HP had 17. 7% market share, compared to 17. 3% in last year’s third quarter. 2. DELL had an 11. 6% share of the market, compared to 12. 2% last year 3. APPLE took third place, with 12. 9% share. 4. ACER had a 10. 6% share in the third quarter, compared to a 14. 2% share last year. 5. SONY has a 11. 6 share in the third quarter, compared to a 12. 2% last year Then, the leading manufactures (based on consumer reports, link above) 1. ACER had a 10. 6% share in the third quarter, compared to a 14. 2% share last year. 2.

Wednesday, November 20, 2019

Classroom Environment and Education Essay Example | Topics and Well Written Essays - 750 words

Classroom Environment and Education - Essay Example Rules and expectations are clear and consistent set policies that govern the day-to-day student's behaviors outlining the expectation and achievement from the learning process. Moreover, these policies issue the students with steps to undertake certain tasks in the class. The optimal class environment requires the teachers and related professional have to formulate rules and procedures that give the student a role towards understanding the policies in a positive way, which eventually help them to understand their expectations accordingly. Furthermore, harsh rules only distract the students’ emotions that read to the negative view of the learning process, which necessitate the need for a proper policy-making process.Schedules are the time-oriented timetable set for the students for the learning of various modules. The schedule should be such that it allows students to have ample time to socialize, which eventually improves their social skills. Consequently, this leads to a clas s environment that offers both intellectual knowledge and facilitates the social skills of the students. Social skills play an influential role in the learning process from the improved curiosity, confidence, communication, and cooperation skills of students.Routines and procedures are the set guidelines for students to follow while in class. The optimal classroom environment is met by ensuring that the teacher formulates clear and explanatory routines and procedures that the students are expected to follow.... urthermore, harsh rules only distract the students’ emotions that read to the negative view to the learning process, which necessitate the need for a proper policy making process including the students concerns aptly. Schedules are the time-oriented timetable set for the students for the learning of various modules. The schedule should be such that it allows students to have ample time to socialize, which eventually improves their social skills. Consequently, this leads to a class environment that offers both intellectual knowledge and facilitate the social skills of the students. Social skills play an influential role in the learning process from the improved curiosity, confidence, communication, and cooperation skills of students. Routines and procedures are the set guidelines for students to follow while in class. The optimal classroom environment is met by ensuring that the teacher formulates clear and explanatory routines and procedures that the students are expected to f ollow. In addition, the procedures should evoke a sense of positive acceptance within the students to enable the student feel that their emotions are emotionally considered. The routines for writing down and submitting the assignments should include clear instructions and the dates for submission, which avoids the discouragement that the student gets when an assignment is rejected because of late submission. Classroom climate refers to the feeling of the students, either physically, emotionally or both, in a classroom. The teacher should not evoke stimuli among the students and should ensure that all the students in a class feel a sense of positive attitude concerning the inclusion in the learning process. A favorable classroom climate ensures that it offers support to the students

Tuesday, November 19, 2019

Tax Credits in Rhode Island Research Paper Example | Topics and Well Written Essays - 1250 words

Tax Credits in Rhode Island - Research Paper Example It also includes real estate costs, utilities, labor costs, and taxes that are considered significant factors in business climate evaluation. In this area, Rhode Island has the largest prospect to enhance its reputation in national rankings. Rhode Island’s comparatively lofty tax burden and intricate regulatory structure are two major areas that have made business impossible within the island (Bardach 23). Several proposals have been forwarded with the intention of easing the pressure on businesses. One of these suggestions involves the introduction of tax credits to ease the tax burden and encourage local and foreign enterprises to thrive in the island. The following sections attempt to discuss the pros and cons of introducing such a macroeconomic policy as well as its effects and viability within Rhode Island. Elements such as a high tax burden and intricate regulatory setting have made it challenging the government to develop an appealing environment for commerce. Rhode Island’s business tax burden can be considered one of the highest globally. Based on the KPMG study entitled â€Å"Location Matters†, Rhode Island recorded higher than normal rates for its tax rate index at 28.4%. This figure was significantly higher than all the New England states (Bardach 26). The workforce quality, cost of doing business and business climate in Rhode Island has been cited by different surveys as being below standard while it has performed exceedingly well in terms of quality of life, access to capital and education levels.

Saturday, November 16, 2019

Frq Apush Farmers vs Industrialization Essay Example for Free

Frq Apush Farmers vs Industrialization Essay The Gilded Age, a time of industrious growth and a surge of new immigrants. Americans had witnessed the death of rural life dominated by farmers and the birth of an urban and industrial America dominated by bankers, industrialists, and city dwellers. Overproduction led farmers into debt leaving them just an overflow of crops due to the repressed prices. Tariff Policies forced farmers to buy manufactured goods for survival. Farmers lost their status and power due to industrialization. Let’s just say farmers felt betrayed by their government and not letting them have voice. Overproduction was the most vexing problem during this time. The American farmer produced too much for their own good. As levels rise, the use of farm machinery increased it allowed the farmer to grow even more, new farming techniques, and the spread of railroads l made markets full of produce. As more and more crops were in the markets, it made the prices fall for the produce. Farmers were growing more and making less money. Of all the problems a farmer faced, overproduction was the gravest. Not making enough to recoup expenses because of depressed crop values, farmers attempted to compensate by producing more. This made the problem worse. The lack of income drove farmers into ever-deepening debt. Farmers fell victim to a tariff policy of the U.S. during the Gilded Age. It forced them to buy all the manufacture goods they needed for survival on a market protected by tariff legislation at high prices while selling what they produced on an unprotected market at reduced prices because of oversupply and foreign competitors. The government put a tax on the manufactured goods being imported into the U.S. by other manufactures. They hoped to make them more expensive than the American goods. For consumers would buy American goods. During this process it made American rapidly industrialized. Famers felt doubly discriminated against because they felt the tariffs were applied primarily to manufactured goods while their interests were left to fend for themselves. One of the hardest impacts due to industrialization for farmers was that they had to deal with the recognition that rural and agricultural America was given way to an urban and industrialized American. Dominated by the interests of big business, and government. Famers found the major political parties during the time unresponsive to their demands that government deal with their problems. Farmers no longer controlled the social, economic, or political systems. Which was a constant struggle for them to be heard, and did not feel appreciated. Farmers were impacted by industrialization in many ways causing many problems. Making a huge amount of them very unhappy during the Gilded Age.

Thursday, November 14, 2019

Nestle is a food manufacturer. It Essay -- Business and Management Stu

Nestle is a food manufacturer. It Investigating How A Business Works Nestle is a food manufacturer. It is a very big company, which is known as an international food company, because its products are used, and known all over the world. The head quarters are in Switzerland. In the UK there are 30 factories. The head quarters in the UK are in Croydon, Surrey. Nestle is the largest food company in the world. It has over 15,000 products, 500 factories in 80 different countries and at least 230,000 employees. Nestle products range from sweets to normal food like pasta. Their brands include Rowntrees, Crosse & Blackwell and Friskies. There are five different groups for the food. They are, beverages, milk products, prepared food and cooking aids, chocolate and confectionery and pharmaceutical products. After being founded in 1867 by Henri Nestle, Nestle sales have increased more and more over the years. Nestle arrived in Britain in 1868. The head quarters for research are in Vers -chez - les - blanc, in Switzerland. Nestle may be a bigger and better company than it was, but like every other company in the world it has aims and objectives. Nestles aims are: * To be competitive because over the years they have found out that customers have looked for competitive pricing and promotions. * To get a profitable growth. * To higher the UK sales and not forgetting other countries in the world that buy Nestle products. * To carry on improving their market shares. * To sell more than competitors like well known and loved companies like Cadburys and Mars. Nestle also has objectives such as: * To make improvements to their products so that customers will enjoy them more. * To carry on producing new products to keep customers happy. To succeed in completing their aims and objectives, Nestle knows it won’t be easy. So to maintain them Nestle will carry on giving lots of commitment to the companies standards in training, development and employment practices, which will then hopefully make them an even better company! Functional Areas Human Resources The Human Resources (HR) in the UK for Nestle are in Croydon in Surrey. This is the headquarters. In each of the seventeen factories in the UK, each employs about 10,800 staff. The role of the Nestle HR department is to recruit, retain and dismiss staff. T... ...eir organisational charts. Although in Nestle problems can occur in meeting their objectives like to make lots of profit if something happens in one of the levels, which could mean that no new designs for chocolate are being made, and etc. This then could stop Nestle gaining in their profit all because one level didn’t pass on designs from the level below to the next level. In EVT this could also happen if an employee is ill and doesn’t ring the employer because EVT would not be able to do as much work as normal which could lose customers because if coils are ordered from somewhere for the next day and they don’t get there because an employee is off, he might go to another business for coils because they will get them there on time. Sources To find out all the information I needed to do my project on Nestle I used the Internet by going to Nestles website which is www.nestle.co.uk. I also contacted Nestle via email to request information booklets and etc so I would be able to do my project. They then sent information booklets to me via post. The other sources I used were my father because he works for EVT and the GNVQ Business Studies book and my GNVQ teacher. Nestle is a food manufacturer. It Essay -- Business and Management Stu Nestle is a food manufacturer. It Investigating How A Business Works Nestle is a food manufacturer. It is a very big company, which is known as an international food company, because its products are used, and known all over the world. The head quarters are in Switzerland. In the UK there are 30 factories. The head quarters in the UK are in Croydon, Surrey. Nestle is the largest food company in the world. It has over 15,000 products, 500 factories in 80 different countries and at least 230,000 employees. Nestle products range from sweets to normal food like pasta. Their brands include Rowntrees, Crosse & Blackwell and Friskies. There are five different groups for the food. They are, beverages, milk products, prepared food and cooking aids, chocolate and confectionery and pharmaceutical products. After being founded in 1867 by Henri Nestle, Nestle sales have increased more and more over the years. Nestle arrived in Britain in 1868. The head quarters for research are in Vers -chez - les - blanc, in Switzerland. Nestle may be a bigger and better company than it was, but like every other company in the world it has aims and objectives. Nestles aims are: * To be competitive because over the years they have found out that customers have looked for competitive pricing and promotions. * To get a profitable growth. * To higher the UK sales and not forgetting other countries in the world that buy Nestle products. * To carry on improving their market shares. * To sell more than competitors like well known and loved companies like Cadburys and Mars. Nestle also has objectives such as: * To make improvements to their products so that customers will enjoy them more. * To carry on producing new products to keep customers happy. To succeed in completing their aims and objectives, Nestle knows it won’t be easy. So to maintain them Nestle will carry on giving lots of commitment to the companies standards in training, development and employment practices, which will then hopefully make them an even better company! Functional Areas Human Resources The Human Resources (HR) in the UK for Nestle are in Croydon in Surrey. This is the headquarters. In each of the seventeen factories in the UK, each employs about 10,800 staff. The role of the Nestle HR department is to recruit, retain and dismiss staff. T... ...eir organisational charts. Although in Nestle problems can occur in meeting their objectives like to make lots of profit if something happens in one of the levels, which could mean that no new designs for chocolate are being made, and etc. This then could stop Nestle gaining in their profit all because one level didn’t pass on designs from the level below to the next level. In EVT this could also happen if an employee is ill and doesn’t ring the employer because EVT would not be able to do as much work as normal which could lose customers because if coils are ordered from somewhere for the next day and they don’t get there because an employee is off, he might go to another business for coils because they will get them there on time. Sources To find out all the information I needed to do my project on Nestle I used the Internet by going to Nestles website which is www.nestle.co.uk. I also contacted Nestle via email to request information booklets and etc so I would be able to do my project. They then sent information booklets to me via post. The other sources I used were my father because he works for EVT and the GNVQ Business Studies book and my GNVQ teacher.

Monday, November 11, 2019

Us Gaap and Ifrs Difference in Income Statement

Income Statement Income statements present an ordered list, grouped by broad categories of revenues and expenses. The income statement begins with revenues followed by a list of expenses. U. S. GAAP and IFRS requirements for the presentation of income statements are similar, with some important differences. *Other than separating revenues from expenses, U. S. GAAP provides little guidance about which items the firm must separately display or their order. IFRS requires, at a minimum, the separate display of revenues, financing costs (for example, interest expense), income tax expense, profit or loss for the period, and certain other items. *Both U. S. GAAP and IFRS require the separate display of items whose size, nature, or frequency of occurrence make such separate display necessary for accurately portraying performance. *Both U. S. GAAP and IFRS require separate display of items related to discontinued operations, a topic discussed in Chapter 14. *IFRS requires separate display of the portion of profit or loss attributable to the minor- ity (noncontrolling) interest and the portion attributable to the parent entity, a topic dis- cussed in more detail in Chapter 13. U. S. GAAP contains a similar requirement starting in 2009 for most firms. IFRS permits firms to present expenses by either nature or function; although U. S. GAAP is silent on this issue, guidance from the Securities and Exchange Commission requires registrants to classify expenses by function. 4 REVENUE RECOGNITION Revenue recognition refers to the timing and measurement of revenues. Management applies the revenue recognition criteria of authoritative guidance to decide whether a given transac- tion meets the criteria and so results in recording revenues (and the related expenses). Reve- nue recognition is among the most complex issues in financial reporting.As of the writing of this textbook, U. S. GAAP contains over 200 pieces of authoritative guidance for recognizing revenues. The quantity and complexity of this guidance result from several factors. First, mis- reporting of revenues (either reporting revenues before the firm earns them or reporting non- existent revenues) is the most common form of discovered accounting fraud. 9 Second, firms often bundle products and services and sell them in multiple-element arrangements, and each element of the arrangement has the potential to result in revenue recognition.An example of a multiple-element arrangement is the sale of a machine with an extended five-year war- ranty, installation services, training for employees to learn how to operate the machine, and software upgrades as they become available. This bundled arrangement can contain five or more elements, delivered at different times, but with a single sales price. The selling firm faces difficult recognition and measurement issues in deciding (1 ) whether a given element of the arrangement has separable revenues, and (2) when, and in what amounts, to recognize rev- enues for the separate elements of the arrangement.CRITERIA FOR REVENUE RECOGNITION As a general principle, under the accrual basis of accounting, the firm recognizes revenue when the transaction meets both of the following conditions: 1 . Completion of the earnings process. The seller has done all (or nearly all) that it has prom- ised to do for the customer. That is, the seller has delivered all (or nearly all) of the goods and services it has agreed to provide. 2. Receipt of assets from the customer. The seller has received cash or some other asset that it can convert to cash, for example, by collecting an account receivable.The first criterion focuses on the seller’s performance. Firms recognize revenues from many sales of goods and services at the time of sale (delivery) because that is often the point of completion of the earnings process, in the sense that the seller has transferred the promised goods to the customer or has performed the promised services. Even if some items remain unperformed (for example, promises to provide warranty services and promises to accept cus- tomer returns), the seller can recognize revenues as long as the unperformed items are not too great a portion of the total arrangement with the customer, and the seller can easonably measure the cost of the unperformed items. 11 The second criterion for revenue recognition focuses on measuring the amount of cash the seller will ultimately receive. The exchange price between the customer (buyer) and seller represents the assets exchanged by the customer for goods and services, and provides the ini- tial measure of revenue.

Saturday, November 9, 2019

Top Reasons for Choosing a Degree in Medical

Top Reasons For Choosing A Degree In Medical Office Management Aletha McTigrit Kaplan 2012 ? Medical office management jobs are one of the fastest growing professions in the health industry in 2012 predicted to grow as much as 22% in the next 8 years. If you have a desire to work in the medical field but like myself don’t want to work with patients directly, medical office management is a profession you should consider. What is a medical office manager? How much can they earn? What type of person would be a good candidate for a medical office manager position? What would be their responsibilities?How can a person become a medical office manager, and what are some the current issues affecting medical office managers today are just some of the questions I am prepared to answer. Medical office managers are responsible for the non-clinical day to day operations designed to improve and maintain productivity in practices that provide healthcare services. Medical office managerâ€⠄¢s salaries vary state by state depending on the area where you intend to work although according to the Bureau of Labor Statistics the median salary for a medical office manager in 2010 holding a bachelor’s degree or higher in a large city was about 86,300 a year.Medical office managers need to be proficient communicator with good human resource abilities who are able to communicate with people from all areas of life; He or she must also be honest, fair, and dependable(Hicks, 2012). Working as an administrator or manager in any type of office has its challenges. Office managers have a large array of duties for which they are responsible that must be accomplished on a daily basis and depending on the size of the organization in which they are employed, some of these duties may include selecting, hiring and training other employees, managing inventory and being solely responsible for bookkeeping,. ut working as an office manager in a medical facility can also include other du ties such as managing the schedules of all the doctor’s that work in the office, addressing complaints made by doctors, staff, patients or insurance companies, supervising patient scheduling, sending out appointment reminders, maintaining confidentiality with patient records as well as staying informed of new laws and regulations that affect the facility to insure the facility is in compliance so being able to multitask without becoming overwhelmed is a plus.Courses needed to obtain a degree in medical office management often include medical terminology, medical office accounting, medical law and bioethics, as well as those in anatomy and physiology Although earning a bachelor’s degree or higher in health science is customary when seeking employment as a medical office manager one can also gain on the job experience and work their way up from a related career such as a medical receptionist, or a medical administrative assistant by taking on larger and more responsible positions as stated in an audio segment on medical office management.After earning a degree in medical office management most professionals will seek to earn their CMM (certified medical manager) credential offered by the PAHCOM (Professional Association of Health Care Office Management) which attest to a person’s professionalism as a healthcare manager nationwide.Being a medical office manager is a challenging profession and one must always be prepared for change whether it be in technology or to stay in compliance with an additional laws or regulations such as HIPAA(Health Insurance Portability and Accountability Act) other current issues include infection control, internal control to prevent employee misconduct and dealing with unresolved claims.My desire to become a medical office manager was kindled by a desire to expand my education and be the first one in my family to have earned a college degree, and to have a positive impact on my daughter who did not finish high sch ool in hopes she would return and someday in the future hold a degree in her own chosen field. My goal is not to enter the work force immediately although I know I need to complete an externship and clinical requirements in order to obtain my degree.I intend to earn my bachelor’s degree and work part-time in order to qualify for my CMM credentials and possibly move on to earn a master’s degree in Medical office management. I see myself as already having waited 20 years to return to school and continue my education so I am not in any hurry to reach my maximum potential, but instead continue to stay at home and see that my children receive the utmost care and support that I am able to give to them.In 5 years with an estimated graduation date of November 2014. I see myself working as a medical secretary in a doctor’s office in Kokomo near my home town of Peru, IN, holding my CPS (Certified Professional Secretary) and CAP (Certified Administrative Professional) cred entials while working on my bachelor’s degree in medical office management.Based on the assumption that I do not have any more children in the near future my youngest child will be of school age and I will be able to work while finishing my bachelor’s degree and earning my CMM credential and finally begin seeking to earn my master’s degree in medical office management, fortunately for me when people my age are thinking about retiring I will be beginning a career in a profession that I have wanted to work in for as long as I can remember.Taking the steps required to becoming a medical office manager is something that requires a lot of time patience and dedication but will ultimately lead to a rewarding career should you choose to accept the challenge? References A day in the life of a medical office manager (n. d. ) Retrieved from http://extmedia. kaplan. edu/healthSci/HS100/AAMedicalOfficeManagement. mp3 Bureau of Labor Statistics, U. S. Department of Labor, Occ upational Outlook Handbook, 2012-13 Edition, Medical, and Health Services Managers, on the Internet at http://www. bls. gov/ooh/management/medical-and-health-services-managers. tm (visited November 12, 2012). Hicks, J. , (2012 February 6). 6 current issues for medical office managers Retrieved from http://medicaloffice. about. com/b/2012/02/10/6-current-issues-for-medical-office-managers. htm Hicks, J. , (2012 June 29). Several traits for successful managers Retrieved From http://medicaloffice. about. com/b/2012/06/30/several-traits-for-successful-managers. htmm PAHCOM Certified medical manager overview Professional Association of Health Care Office Management (no date) Retrieved From http://www. pahcom. com/cmm/overview. html

Thursday, November 7, 2019

Could Care Less versus Couldnt Care Less

Could Care Less versus Couldnt Care Less Could Care Less versus Couldnt Care Less Could Care Less versus Couldnt Care Less By Maeve Maddox My article about the loss of Thou received some comments on the use of could care less instead of couldnt care less. My choice to write Shakespeare could care less was a deliberate one. I felt that could care less was more euphonious than couldnt care less and sounded a bit cheekier. I thought that by now either form of the idiom was acceptable. How wrong can a writer be?! So wrong that a Google search of the phrase could care less garners 1,930,000 hits. Some of the discussions are quite impassioned. Although the newer form of the expression meaning not to care at all has been widely-used for some time, many people still regard it as an uneducated error. Paul Brians, English professor at Washington State University, points out in an interview with Avi Arditti the difficulty of dealing with idioms that are in the process of changing: the problem is that as [a new idiom] evolves, you get caught as a user between people who are going with the new pattern and those who know the old pattern and are comfortable with it. Cautions Brians, some people will disapprove or think less of you if you say it [the new] way. He concludes that speakers and writers may choose to use the newer pattern, but that they do so at a certain risk because people who are bothered by the new pattern may be in a position to hire them, or grade their papers, or reject them as social equals. The Oxford dictionary already recognizes could care less as an American colloquialism. Many people, however, regard it as incorrect since it makes no logical sense (if you could care less it means that you care at least a bit). What do you think about it? Have your say in our Poll! (RSS readers will need to visit the site to take the poll). Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Expressions category, check our popular posts, or choose a related post below:Avoid Beginning a Sentence with â€Å"With†15 Types of Documents40 Irregular Verbs That Can End in â€Å"-t†

Monday, November 4, 2019

Governing Business Activity Essay Example | Topics and Well Written Essays - 1500 words - 1

Governing Business Activity - Essay Example Some argue that small businesses cannot exist without the help of big companies. Some others argue that small businesses can exist without any support from the big businesses. This essay makes an analysis of the given statement. For the purpose of arriving at a conclusion the given issues are concerned in detail. The main body of the essay will begin with an explanation of what a small business is. Further, an analysis is done about small businesses in terms of the range of industries where they operate. The next part will enumerate the extent of dependence of small businesses on the bigger ones. By detailed analysis of all these information in the main body, a conclusion is arrived at about the given topic. Small Business: There are several definitions for a small business. Small business is defined on the basis of ownership, nature of business and also the type of business that it performs. Some definitions state that small business is a privately owned business that operates in a very small market area. A small business contains relatively small number of employees. The sales volume of the business is usually small compared to that of the bigger counterparts. The mandatory requirements for a small business to be classified them as so, differs from one country to the other. The capital requirements for a small business in India will be completely different from that of China. Similarly, the employee requirements for a small business in US will be different from that of in US. Factors like quantum of sales, profit for a year, ownership, etc are other factors that define a small business. Small business contribute a large extend to the economy of a country. In some countries small busin esses are backbones of the economy. Small businesses are always found in close association with entrepreneurship for the very reason that many aspiring entrepreneurs begin their business as a small enterprise. What it means is that a small

Saturday, November 2, 2019

Surveillance and Safety Assignment Essay Example | Topics and Well Written Essays - 500 words

Surveillance and Safety Assignment - Essay Example However, CCTV surveillance in public places has more benefits than disadvantages because of its ability to deter and solve crime, create a feeling of safety while in public, and promote local economies. CCTV surveillance reduces the rate of crimes since people are less likely to commit crimes in full view of the camera. Crimes that are common in public places include muggings and selling drugs. These crimes tend to take place in dark alleys away from the view of existing CCT cameras. CCTV cameras at road junctions can deter drivers from running traffic lights thereby preventing road accidents from happening. The efficacy of CCTV cameras in reducing crimes is demonstrated by one of the first CCTV system installed in 1987 at King’s Lynn, UK which significantly reduced incidents of burglary and criminal damage (Fay 316). CCTV camera footage can help to identify criminals who commit crimes. For instance the terrorist behind the bombing during the Boston marathon were identified from CCTV cameras. The use of CCTV footage is widespread in solving crimes where police post footages of suspected criminals and the public can participate in their identification. Advancement in facial r ecognition software enable CCTV cameras to identify demographic information of a suspected criminal such as approximate age, height, race, and build giving police more data to help solve crimes. CCTV surveillance cameras create a feeling of safety in public places. This is because everyone knows there are being watched. The police monitor CCTV cameras at all time giving them real time information of conditions in various areas. While CCTV cameras cannot prevent determined criminals from committing crimes such as a street shooting, stabbing or a hit and run, the cameras can alert the necessary authorities such as police who monitor them. This allows for help to reach the victims sooner and may save lives when an ambulance is able to get to an injured person